Active income caps out need money working 24/7. What’s the beginner portfolio for dividends, rentals, and digital products?
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Hey, my passive income started at $500 a month and it was super simple. I put some money into dividend kings like Coca Cola and JNJ through Groww ETFs, sold ebooks on Gumroad that deliver themselves for $15 each, and ran YouTube shorts getting 500 views a day for about $50 monthly. To scale, I added Amazon affiliate links in my newsletters. Two years later it’s $2k a month with zero daily work.
Here’s my three-stream starter pack. Fifty percent in index funds like Nifty50 ETF for 12% returns, thirty percent in REITs like Embassy for 9% rental yield, and twenty percent in digital products like Notion templates sold for $10 each. Use Zerodha for stocks and Kuvera for auto-SIPs. The rule is reinvest all dividends. At ₹50k invested, you’ll hit $1k a month passive.